Saving for retirement is not what it was with the increase in value of residing and the instability of social security. It’s important to make investments on your retirement, as opposed to saving for it! There are so many options in case if you dont want to put money into your company’s retirement plan. you possibly can spend money on stocks, bonds, mutual funds, certificates of deposit, and money market accounts OR you can even open an Particular person Retirement Account (IRA). IRA’s are quite well-liked because the cash just isn’t taxed till you withdraw the funds.